- The Dillard’s Cards are issued by Wells Fargo Bank, N.A. Special terms under Club Plan 12 for 12 months apply to qualifying purchases of $200 or more or Club Plan 24 for 24 months apply to qualifying purchases of $2500 or more (for furniture purchases only) charged with approved credit at Dillard’s stores. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. Because of rounding, the final payment could be less than other payments. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the Card for other transactions. For the Dillard’s Credit Card newly opened accounts, the APR for Purchases ranges from 24.24% to 26.24%. For the Dillard’s American Express Card newly opened accounts, the APR for Purchases ranges from 11.24% to 26.24%. For both account types, the APRs may vary with the market based on the U.S. Prime Rate, are given as of 05/01/2018. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. On the Dillard’s American Express Card, the APR for cash advances is a variable 28.24%. If you use the Card for cash advances, the cash advance fee is 4.00% of the amount of the cash advance, but not less than $10.00. See the Dillard’s Credit Card Agreement or the Dillard’s American Express Card Agreement for details.
The Dillard’s American Express® Card is issued and administered by Wells Fargo Bank, N.A.