Skip to main content

Stephanie Covington x Antonio Melani - SHOP NOW

iPhone Updates & Can't Find Our Emails in Your Inbox? - CLICK HERE

Check For In-Store Availability On The Products You Love - LEARN MORE

EARN POINTS WHEN YOU USE YOUR DILLARD’S CREDIT CARD - LEARN MORE

Back In Stock
Sale and Clearance
Shop By Brand
Limited Availability
Credit Card
Find a Store

SearchWhen typing in this field, a list of search results will appear and be automatically updated as you type.

Login
My Dillard's Account
Just For You
Order History
Returns
My Wish List
Find a Store

(0) items in cart

Women
Juniors
Men
Kids
Shoes
Handbags
Accessories
Lingerie
Home
Beauty
Dillard's Exclusive
Just For You

20 Inch Gold Necklaces

Related Pages

14-Inch Gold Necklaces 20-Inch Necklace Chains 20-Inch Pearl Necklaces 18 Inch Gold Chains 18-Inch Necklaces 19 Inch Necklaces 16-Inch Silver Necklaces 16-Inch Gold Rope Chains Short Gold Necklaces 17 Inch Necklaces Gold Drop Necklaces 16 Inch Chain Necklaces Colorful Gold Necklaces Gold Religious Necklaces 18 Inch Cross Necklaces Gold Vintage Necklaces Silver and Gold Necklaces 24 Inch Necklaces Gold Adjustable Necklaces Personalized Gold Necklaces Gold Plated Chain Necklaces Handcrafted Gold Necklaces Gold Cable Necklaces Simple Gold Chain Necklaces Gold Chunky Necklaces Statement Gold Necklaces 18 Inch Herringbone Necklaces Gold Lariat Necklaces Gold Station Necklaces Gold Shell Necklaces

SaleSale

Category

When typing in this field, a list of search results will appear and be automatically updated as you type.

Brand

AccessoriesAccessories
MenMen

Brand

When typing in this field, a list of search results will appear and be automatically updated as you type.

Brand

BarseBarse
CezanneCezanne
CoachCoach
Dillard'sDillard's
Gemma LayneGemma Layne
James AveryJames Avery
Kendra ScottKendra Scott
Melinda MariaMelinda Maria
SimplicitySimplicity
Southern LivingSouthern Living

color

BlackBlack
BlueBlue
BrownBrown
GoldGold
GreenGreen
Multi/MiscMulti/Misc
OrangeOrange
PinkPink
PurplePurple
RedRed
SilverSilver
WhiteWhite

Sort By

51 Items

Gold Initial Short Pendant Necklace

Gold Initial Short Pendant Necklace

Melinda Maria Gold Initial Short Pendant Necklace

18K Gold Fine Cable Chain

18K Gold Fine Cable Chain

James Avery 18K Gold Fine Cable Chain

$ 676.00 - $ 760.00

Internet Exclusive

Only size 16 in., 18 in. available

14K Gold Heavy Curb Chain Necklace

14K Gold Heavy Curb Chain Necklace

James Avery 14K Gold Heavy Curb Chain Necklace

$ 4500.00 - $ 4950.00

Only size 22 in., 20 in. available

14K Gold Twist Charm Chain Necklace

14K Gold Twist Charm Chain Necklace

James Avery 14K Gold Twist Charm Chain Necklace

Only size 17 in., 20 in. available

14K Gold Cherished Birthstone Necklace

14K Gold Cherished Birthstone Necklace

James Avery 14K Gold Cherished Birthstone Necklace

Only size 20 in., 17 in. available

14k Gold Heavy Rope Chain Necklace

14k Gold Heavy Rope Chain Necklace

James Avery 14k Gold Heavy Rope Chain Necklace

$ 2950.00 - $ 3245.00

Only size 22 in., 20 in. available

Heart Drops 14K Gold Necklace

Heart Drops 14K Gold Necklace

James Avery Heart Drops 14K Gold Necklace

Only size 18 in. available

Forged 14K Gold Beaded Chain

Forged 14K Gold Beaded Chain

James Avery Forged 14K Gold Beaded Chain

$ 474.00 - $ 678.00

14K Gold Medium Curb Chain Necklace

14K Gold Medium Curb Chain Necklace

James Avery 14K Gold Medium Curb Chain Necklace

$ 1960.00 - $ 2178.00

Only size 18 in., 20 in. available

14K Gold Virgin Mary Necklace

14K Gold Virgin Mary Necklace

James Avery 14K Gold Virgin Mary Necklace

14K Gold Light Cable Chain Necklace

14K Gold Light Cable Chain Necklace

James Avery 14K Gold Light Cable Chain Necklace

$ 676.00 - $ 844.00

14K Gold Delicate Heart Necklace

14K Gold Delicate Heart Necklace

James Avery 14K Gold Delicate Heart Necklace

Internet Exclusive

Only size 17 in. available

14K Gold Infinite Love Y Necklace

14K Gold Infinite Love Y Necklace

James Avery 14K Gold Infinite Love Y Necklace

Internet Exclusive

Only size 17, 20 available

14K Gold Light Rope Chain

14K Gold Light Rope Chain

James Avery 14K Gold Light Rope Chain

$ 640.00 - $ 960.00

14K Gold Shoot for the Moon Necklace

14K Gold Shoot for the Moon Necklace

James Avery 14K Gold Shoot for the Moon Necklace

Internet Exclusive

Only size 20 in. available

Fine 14K Gold Curb Chain

Fine 14K Gold Curb Chain

James Avery Fine 14K Gold Curb Chain

$ 474.00 - $ 814.00

Delicate 14K Gold Connected Hearts Chain Necklace

Delicate 14K Gold Connected Hearts Chain Necklace

James Avery Delicate 14K Gold Connected Hearts Chain Necklace

$ 676.00 - $ 844.00

14K Gold Delicate Infinite Love Heart Y Necklace

14K Gold Delicate Infinite Love Heart Y Necklace

James Avery 14K Gold Delicate Infinite Love Heart Y Necklace

Only size 20 in., 17 in. available

14K Gold Medium Rope Chain

14K Gold Medium Rope Chain

James Avery 14K Gold Medium Rope Chain

$ 1200.00 - $ 2100.00

Internet Exclusive

14K Gold Heavy Cable Chain

14K Gold Heavy Cable Chain

James Avery 14K Gold Heavy Cable Chain

$ 1742.00 - $ 2614.00

14K Gold Fine Cable Chain

14K Gold Fine Cable Chain

James Avery 14K Gold Fine Cable Chain

$ 524.00 - $ 656.00

Oversized Link Chain Necklace

Oversized Link Chain Necklace

Southern Living Oversized Link Chain Necklace

Dillard´s Exclusive

Teal and Gold Beaded Torsade Statement Necklace

Teal and Gold Beaded Torsade Statement Necklace

Southern Living Teal and Gold Beaded Torsade Statement Necklace

Dillard´s Exclusive

Zion Multi-Color Triple Strand Golden Statement Necklace

Zion Multi-Color Triple Strand Golden Statement Necklace

Barse Zion Multi-Color Triple Strand Golden Statement Necklace

Art Deco Colorful Inlaid Golden Statement Necklace

Art Deco Colorful Inlaid Golden Statement Necklace

Barse Art Deco Colorful Inlaid Golden Statement Necklace

Internet Exclusive

Blue Turquoise Long Golden Chain Statement Pendant Necklace

Blue Turquoise Long Golden Chain Statement Pendant Necklace

Barse Blue Turquoise Long Golden Chain Statement Pendant Necklace

Internet Exclusive

Oversized Pearl Double Short Multi Strand Necklace

Oversized Pearl Double Short Multi Strand Necklace

Southern Living Oversized Pearl Double Short Multi Strand Necklace

Dillard´s Exclusive

Long Multi Strand Necklace with Heart Pendant

Long Multi Strand Necklace with Heart Pendant

Anna & Ava Long Multi Strand Necklace with Heart Pendant

Permanently Reduced

Dillard´s Exclusive

14K Gold Margarita Daisy Necklace

14K Gold Margarita Daisy Necklace

James Avery 14K Gold Margarita Daisy Necklace

Only size 20, 17 available

14K Gold Medium Rolo Chain

14K Gold Medium Rolo Chain

James Avery 14K Gold Medium Rolo Chain

$ 1200.00 - $ 1800.00

Beaded Multi Strand Necklace

Beaded Multi Strand Necklace

Southern Living Beaded Multi Strand Necklace

Dillard´s Exclusive

14K Gold Cherished Birthstone Lab Created Pendant Necklace

14K Gold Cherished Birthstone Lab Created Pendant Necklace

James Avery 14K Gold Cherished Birthstone Lab Created Pendant Necklace

Internet Exclusive

Only size 20 in., 17 in. available

Pearl Short Multi Strand Necklace with Pendant

Pearl Short Multi Strand Necklace with Pendant

Anna & Ava Pearl Short Multi Strand Necklace with Pendant

Permanently Reduced

Dillard´s Exclusive

14K Gold/Sterling Silver Light Cable Chain

14K Gold/Sterling Silver Light Cable Chain

James Avery 14K Gold/Sterling Silver Light Cable Chain

$ 592.00 - $ 1264.00

Flower Pearl Short Pendant Necklace

Flower Pearl Short Pendant Necklace

Southern Living Flower Pearl Short Pendant Necklace

Dillard´s Exclusive

Gwen Statement Necklace

Gwen Statement Necklace

Kendra Scott Gwen Statement Necklace

Internet Exclusive

Ainsley Convertible Chain Necklace

Ainsley Convertible Chain Necklace

Kendra Scott Ainsley Convertible Chain Necklace

Genuine Stone Desert Canyon Short Multi-Strand Necklace

Genuine Stone Desert Canyon Short Multi-Strand Necklace

Barse Genuine Stone Desert Canyon Short Multi-Strand Necklace

Internet Exclusive

Green & Blue Ombre Teardrop Stone Short Pendant Necklace

Green & Blue Ombre Teardrop Stone Short Pendant Necklace

Gemma Layne Green & Blue Ombre Teardrop Stone Short Pendant Necklace

Dillard´s Exclusive

Rosalie Pink Petals Statement Necklace

Rosalie Pink Petals Statement Necklace

Dillard's Rosalie Pink Petals Statement Necklace

Dillard´s Exclusive

Waterproof Short Multi Strand Necklace with Love Pendant

Waterproof Short Multi Strand Necklace with Love Pendant

Anna & Ava Waterproof Short Multi Strand Necklace with Love Pendant

Permanently Reduced

Dillard´s Exclusive

Signature Charm Short Pendant Necklace

Signature Charm Short Pendant Necklace

COACH Signature Charm Short Pendant Necklace

Jet Multi Cord Short Multi-Strand Statement Necklace

Jet Multi Cord Short Multi-Strand Statement Necklace

Southern Living Jet Multi Cord Short Multi-Strand Statement Necklace

Dillard´s Exclusive

Crystal CZ & Pearl Frontal Box Chain Collar Necklace

Crystal CZ & Pearl Frontal Box Chain Collar Necklace

Cezanne Crystal CZ & Pearl Frontal Box Chain Collar Necklace

Permanently Reduced

Dillard´s Exclusive

Bella Tennis Collar Necklace

Bella Tennis Collar Necklace

Kendra Scott Bella Tennis Collar Necklace

14K Medium Spiga Chain Necklace

14K Medium Spiga Chain Necklace

James Avery 14K Medium Spiga Chain Necklace

$ 1742.00 - $ 3268.00

Internet Exclusive

14K Light Curb Chain

14K Light Curb Chain

James Avery 14K Light Curb Chain

$ 1120.00 - $ 1820.00

14K Medium Cable Figaro Chain

14K Medium Cable Figaro Chain

James Avery 14K Medium Cable Figaro Chain

$ 1245.00 - $ 1865.00

Internet Exclusive

Shell Torsade Pendant Statement Necklace

Shell Torsade Pendant Statement Necklace

Southern Living Shell Torsade Pendant Statement Necklace

Dillard´s Exclusive

Line Textured Heart Pendant Paperclip Chain Long Pendant Necklace

Line Textured Heart Pendant Paperclip Chain Long Pendant Necklace

Simplicity Line Textured Heart Pendant Paperclip Chain Long Pendant Necklace

Permanently Reduced

Furry Friends Heart Short Pendant Necklace

Furry Friends Heart Short Pendant Necklace

James Avery Furry Friends Heart Short Pendant Necklace

Only size 17 in., 20 in. available

51 Items

About 20 Inch Gold Necklaces

Discover the elegance of 20 inch gold necklaces, a perfect blend of style and versatility. These necklaces are designed to sit gracefully around the neckline, making them ideal for layering or wearing alone as a statement piece. Crafted from high-quality materials, they offer a luxurious shine that enhances any outfit, from casual to formal.

Our collection features a variety of designs, including classic chains, intricate pendants, and modern styles, ensuring there's something for everyone. Whether you're looking to elevate your everyday look or searching for the perfect gift, 20 inch gold necklaces are a timeless addition to any jewelry collection.

What is the significance of a 20 inch gold necklace?

A 20 inch gold necklace is a popular length that typically falls just below the collarbone, making it a flattering choice for most necklines. This length is versatile enough to be worn alone or layered with other necklaces for a trendy look.

What styles of 20 inch gold necklaces are available?

There are numerous styles of 20 inch gold necklaces available, including classic chains, statement pendants, and delicate designs. Each style can complement different outfits and occasions, allowing for personal expression through jewelry.

Can 20 inch gold necklaces be worn for special occasions?

Yes, 20 inch gold necklaces are suitable for both everyday wear and special occasions. Their elegant design makes them a great choice for weddings, parties, or any event where you want to add a touch of sophistication to your look.

Are 20 inch gold necklaces adjustable?

Most 20 inch gold necklaces are designed to be a fixed length; however, some may feature adjustable clasps or extensions. This allows for a customizable fit, ensuring comfort and versatility in styling.

What materials are commonly used in 20 inch gold necklaces?

20 inch gold necklaces are typically made from solid gold or gold-plated materials. Solid gold offers durability and a lasting shine, while gold-plated options provide a more affordable alternative without sacrificing style.

Customer Service

Contact Us
FAQ, Notices & Policies
Product Recalls
Returns

FAQ, Notices & Policies
Product Recalls

Dillard's Credit Card

Apply for a Dillard's Card Apply for a Dillard's Card
Pay Bill / View Credit Account Opens a simulated dialog
Dillard's Cardholder Benefits Dillard's Cardholder Benefits

Contact Us

Call 1-817-831-5482
Monday-Friday: 7AM-9PM GMT-6
Saturday-Sunday: 9AM-7PM GMT-6
Contact Us Via Email

More Ways To Shop

Registry - Wedding, Baby, and Gift
Gift Cards
Store Locations
Change Country

Stay in Touch.

Sign up for emails and get updates about
new products and the latest trends!

Email sign-up

We Are Hiring!

Join our team

Click HERE to learn more

Be a Mobile VIP!

Sign up for texts and be the first to know
about upcoming sales and great offers.

Text sign-up

We use certain tools to capture data related to when you open our messages, click on any links or banners it contains, or make purchases.

Opens Dillard's Instagram in a new window
Opens Dillard's Facebook in a new window
Opens Dillard's Pinterest in a new window
Opens Dillard's Twitter/X in a new window
Opens Dillard's YouTube in a new window
Opens Dillard's TikTok in a new window
Opens Dillard's Snapchat in a new window

Site Map
Terms Of Use
Terms Of Use
Dillard's Privacy Policy
Dillard's Privacy Policy
California Transparency in Supply Chains Act
California Transparency in Supply Chains Act
Careers
Investor Relations
About Us

Prices and sale offers may vary by store location, including Dillards.com, and are subject to change. © 2026 Dillard's

***